Many believe investing is too confusing, too risky, or too much work. We’re here to help you.

Some of the most common questions asked are; where do I begin? How does this work? What information is needed? How long will this take? The simple answers; Here and now. Let us show you. We’ll explain. Much less time than you think.

Read on for additional frequently asked questions, or contact us with any of your own!

It’s easy, simply click ‘contact us’ to your right and send us an email to set up an appointment.

We all have some sort of financial dream. Think about what yours might be. A cabin in retirement? Sending your child to college? Whatever your dream is, investing can help turn it into a reality.

Now! It’s never too early to start. Contact us today!

Everyone is different! However, know that contributing more early can make a big difference. We’ll discuss your specific needs during our conversation.

An Individual Retirement Account allows you to save money for retirement in a tax-advantaged way. An IRA allows an individual to save for retirement with a tax-free growth or on a tax-deferred basis.

A traditional IRA means that no Federal or State tax payment is required to be withheld until you begin taking distributions (at 59-1/2 years old or older). A Roth IRA means that Federal and State taxes are withheld prior to making a contribution. During our initial conversation, we can discuss which one best fits your needs.

Assets are distributed from a former or current employer’s retirement plan such as a 401k, 403b, Simple, etc.  The distribution is paid directly to another IRA (most commonly a traditional IRA) or to the investor.  A rollover may or may not result in tax consequences.  Consult a qualified tax advisor for more information.

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Located at: 40 Chestnut St. W., Annandale, MN 55302. 320-274-8216.
Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Investments are: *Not FDIC/NCUSIF insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency.
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