Our checking products provide standard features and offer special options to enhance your checking ability. All of our checking products accommodate check writing, debit card use, direct deposits and online banking.

  Free Checking Primary Checking Prime Checking* Prime Plus Checking* Classic Gold Checking**
Min. Opening Deposit $100 $100 $100 $100 $100
Min. Balance $0 $100 $300 $1,000 $0
Maintenance Fee $0 $1/month $2/month $0 $0
Debit Card Fee $2.25/stmt cycle $0*** $0*** $0*** $0***
Non-LCB ATM Fee $1/withdrawal $1/withdrawal $0 $0 $0
Interest Bearing No No No Yes Yes
Return Item/Overdraft Fee $25/item $25/item $15/item $15/item $15/item
Checking Reserve Fee**** $25/year***** $25/year***** $0 $0 $0

*Must have combined account balances of $2,500 or more in any combination of LCB accounts.
**Must have combined account balances of $5,000 or more in any combination of LCB accounts and be 55 years of age or older.
***Must use card 3 times or more per/stmt cycle or $1.25 fee.
****Checking Reserve is a line of credit used for overdraft protection and is available only to those who qualify.
*****Free with check card.