Our checking products provide standard features and offer special options to enhance your checking ability. All of our checking products accommodate check writing, debit card use, direct deposits and online banking.

 

Free Checking Primary Checking Prime* Checking Prime Plus* Checking Classic Gold** Checking
Minimum Opening  Deposit $100 $100 $100 $100 $100
Minimum Balance Requirements $100 to avoid $3 fee per statement cycle $300 to avoid $3 fee per statement cycle $1,000 to avoid $10 fee per statement cycle
Maintenance Fee $1 per Month $2 per Month
Check Card Fee $2.25 per stmt cycle Use card 3 times or more each statement cycle to avoid $1.25 fee Use card 3 times or more each statement cycle to avoid $1.25 fee Use card 3 times or more each statement cycle to avoid $1.25 fee Use card 3 times or more each statement cycle to avoid $1.25 fee
Non-Lake Central Bank ATM Withdrawal Fee $1 per withdrawal $1 per withdrawal
Interest Bearing Yes Yes
Return Item Fee / Overdraft Fee $25 per item $25 per item $15 per item $15 per item $15 per item
Checking Reserve Fee*** $25 per year without check card $15 per year without check card

*Combined account balances of $2,500 or more in any combination of Lake Central Bank accounts required to qualify.
**Combined account balances of $5,000 or more in any combination of Lake Central Bank accounts and must be 55 years of age or older to qualify.
***Checking Reserve is a line of credit used for overdraft protection and is available only to those who qualify.

For more information, please Contact Us