Paul Manuel
Paul Manuel

Paul is the general manager of Lake Central Insurance Services LLC and manages the three offices (Annandale, Maple Lake, Clearwater) since 2007. He is licensed in property/casualty, bonds and life/health. He deals in both commercial and personal lines. He is Medicare and MNsure certified for health insurance and also certified for long-term care insurance and flood insurance. Paul is also a notary public. He divides his time between the Annandale and Maple Lake office.

Paul was born and raised in Maple Lake and now resides in the Annandale area with his wife, Angie and two kids. He is involved in many community activities and serves on several non-profit board of directors. He enjoys anything outdoors, but golf is his passion.

To contact Paul, call 320-963-3163 (Maple Lake) or 320-274-8216 (Annandale),or E-mail him at

Krista Wurm
Krista Wurm

Krista has worked in our insurance office for over 20 years. She started working while in high school as an administration support person. She is licensed in property/casualty and specializes in personal lines. Krista works part-time out of the Maple Lake office. She and her husband farm in the Maple Lake area and the entire family enjoys horses. Krista is active in several horse organizations.

To reach her call 320-963-3163 or E-mail at

Stephanie Halvorsen
Stephanie Halvorsen

Stephanie Halvorsen joined our agency in late 2015. She is licensed in property/casualty and life/health. Steph will focus primarily in personal lines. Steph comes to our Annandale office with several years of customer service and will use this knowledge to provide the highest quality of care to our clients. She grew up in the Annandale/South Haven area and still has ties to the community. Steph currently lives in Annandale with her daughter and husband, Dan.

To contact Steph call 320-274-8216 or E-mail at

Angie Simon

Angie Simon has worked for Lake Central Bank since 2015. She joined the insurance agency as a licensed agent in spring of 2017. She works with personal lines Property/Casualty clients offering awesome customer service from our Clearwater office. Soon she will also be licensed in Life/Health assisting people in those areas too. In her free time she enjoys spending time with her family, reading and watch her kids play in many, many sporting activities.

To contact her, call 320-558-2271 or E-mail at

Lynne Lahr

Lynne has 30+ years as an insurance agent serving southern Wright County. She is licensed in all lines of insurance, including property/casualty and life/health. She has experience in personal and commercial insurance, and is Medicare certified. Lynne works primarily out of our Maple Lake office and uses her experience to offer excellent customer service. She lives in Cokato with her husband, and is very comfortable in that small town setting. She loves college basketball, especially cheering on Gonzaga Bulldogs Women’s Basketball.

Lynne can be reached at 320-963-3163 or E-mail at

Caleb Haag joined the agency in 2017. He is licensed in property/casualty and life/health. He handles both personal and commercial lines of insurance, besides working in health insurance, Medicare and all life products. He is also a notary public. Caleb splits his time between our Maple Lake and Clearwater offices. He brings a quality customer service driven work ethic and cannot wait to get to know the people of our communities. The Annandale and U of M grad is a sports nut, so anything sports related and he is all in.

To reach Caleb, call Maple Lake at 320-963-3163, Clearwater at 320-558-2271 or E-mail at


Notice: The insurance product you have purchased is not a deposit or other obligation of, or guaranteed by Lake Central Bank or its affiliates. The insurance product is not insured by the Federal Deposit Insurance Corporation (FDIC) or any other agency of the United States, Lake Central Bank, or Lake Central Insurance Services, LLC. In the case of an insurance product or annuity that involves an investment risk, there is an investment risk associated with the product, including the possible loss of value.